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What Is the Difference between Pet Insurance and a Pet Wellness Plan?

What Is the Difference between Pet Insurance and a Pet Wellness Plan?

Pet insurance and wellness programs are two distinct choices for making your pet's healthcare more inexpensive. Both of these alternatives have different advantages, but it is critical to grasp the distinctions between them. Here, our Springfield vets explain more about wellness plans and pet insurance.

Protecting Your Pet's Future

Both wellness plans and pet insurance policies provide advantages, but they are not the same. Whether you choose a wellness plan or pet insurance, it's critical to understand what services your pet is and isn't covered for.

By understanding these options you won't be left out of pocket when you visit your vet or need to plan the payment for your pet's veterinary care. 

What is a wellness plan?

Wellness plans make it easier for you to cover the cost of routine veterinary care and, unlike pet insurance, you only pay for the treatments and services you use throughout the year.

Wellness plans enable you to take a more proactive approach to veterinarian treatment by paying a small monthly fee rather than a large flat payment at each visit. These programs assist your veterinarian in detecting early indications of any illnesses or diseases that your pet may have before they become more serious and expensive to cure.

What does a wellness plan cover?

Generally, wellness plans cover routine vet care including wellness exams, parasite preventives, annual blood testing and vaccines. Improving and maintaining the standard of your pet’s overall health during their lifetime is easier because these plans spread out the cost of routine vet care.

What is pet insurance?

Should your pet require emergency veterinary care, pet insurance helps you to take care of the cost of treatment.

The truth is that emergency care or therapy for illnesses such as cancer or diabetes can be prohibitively expensive. If you have pet insurance, it means you will be able to pay your costs for any conditions or incidents that are covered by your policy.

What does pet insurance cover?

Pet insurance policies differ but they generally cover treatment for illnesses or emergency treatment required after accidents. Some policies may also include prescription medications and the treatment of hereditary and congenital conditions as well as orthopedic conditions.

How do I choose which option to buy?

Making sure you know exactly how wellness plans and pet insurance can benefit you and your pet can help you decide which is right for you. Some pet owners pick between a wellness plan and pet insurance, while others subscribe to both to ensure their pet is fully protected.

If you aren't sure which coverage is right for you, ask your vet. They can help you decide based on your pet's particular needs and concerns.

Our annual Wellness Plans help keep pets healthy. Choose the Wellness Plan that's right for your pet.

New Patients Welcome

Greenbrier-Springfield Animal Hospital is accepting new patients! Our experienced vets are passionate about the health of Springfield companion animals. Get in touch today to book your pet's first appointment.

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Contact (615) 643-7931